WHAT IS ABLECREDIT?AbleCredit is a GenAI-Powered Credit Automation Platform
A single platform that connects your entire lending stack — from field sourcing to final approval — with automation, intelligence, and audit-ready transparency.
Live MetricsCREDIT TIME SAVED
17,556
Hours
LOANS PROCESSED (INR)
1000+
Crore
In the News
Problem: THE TRADITIONAL CREDIT CHALLENGEDisconnected Teams, Fragmented Data
Traditional lending operates in silos — sales officers work blind, credit teams rebuild data from scratch, underwriters lack context, and management has no real-time visibility. This fragmentation leads to slow decisions, inconsistent quality, and operational inefficiency.
Schedule a DemoSales Process Automation
- Automate document collection and consistency
- Discover Lead Quality as per Credit Policy
Credit Automation Engine
- Generate Credit Appraisal Memos in minutes
- No expertise needed from the Branch Credit Officer
Risk Management System
- Audit-ready, explainable decisions
- Get Early Warnings and manage portfolio risk
SALES AUTOMATION ENGINESales Officer: Collect Right, the First Time
AI-Guided Excellence from Day One
Collect all documents in AbleCredit. AI will check if documents are complete, consistent and if more documents are needed. Discover the lead quality according to your credit policy, without having to go through the documents.
CREDIT AUTOMATION ENGINECredit Analyst: Evaluate with Depth and Speed
Complete Intelligence, Instant Insights
Credit Officers carry the AbleCredit app in field, or use the Video mode. AI guides them with the list of questions they need to ask, collects a bunch of data via photos and documents, and auto-creates a complete CAM.
INTELLIGENT DECISION SUPPORTUnderwriter: Decide with Confidence
Audit-Ready Files, Clear Recommendations
Underwriters receive complete files with Go/No-Go recommendations, scoring rationale, and override support — enabling confident decisions with full audit trails and transparency.
The Journey in 4 Smart Steps
1
Sales Officer: Collect Right, the First Time
2
Credit Analyst: Evaluate with Depth and Speed
3
Underwriter: Decide with Confidence
4
Management: Monitor What Matters
Sales Officer: Collect Right, the First Time
AI guides sales officers through the PD, ensuring high-quality data capture with automatic document flagging and verification.
LIVE PLATFORM PERFORMANCE[S] Real-Time Credit Intelligence Dashboard
[S] CREDIT FILES PROCESSED
2.4M
Files
[S] RISK SIGNALS GENERATED
9.2M
Signals
[S] FRAUD CASES PREVENTED
4,200
Cases
[S] AVERAGE PROCESSING TIME
12
Minutes
CUSTOMER SUCCESSEverything Connected. Nothing Missed. From sourcing to sanction, AbleCredit gives us precision, predictability, and platform-wide control.
Head of Credit, Leading NBFC
85%
processing time reduction
42%
improvement in fraud detection
SUCCESS STORIESHow are Lenders Leveraging AbleCredit's AI
LEARN MORELatest Insights & Resources
COMPLIANCE & RECOGNITIONTrusted by Industry Leaders
Our commitment to security, compliance, and excellence is recognized by leading industry standards and certifications.
ISO 27001 Certified
Incubated at NSRCEL, IIMB
Elets- GenAI in Fintech Award 2025
Flexible Data Policy
RBI Audit Ready at all Times
Trusted by top Banks and NBFCs
Highest Grade Encryption of all Data
