March 28, 2024
How AI is Dramatically Changing Credit Decisioning
Artificial Intelligence (AI) is revolutionizing credit decisioning, reshaping how lenders assess creditworthiness.
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AI Led Cashflow Analysis Without any Human Intervention
Our AI analyzes cash flow without needing human intervention, making things faster and easier for everyone involved.
How does it work?
Step 1: Data Extraction
AbleAI extracts relevant data from various sources, such as databases, documents, or APIs.
Step 2: Analysing Trends
By analyzing trends in extracted data, you can gain a comprehensive understanding of a business's cash flow health and make data-driven decisions to optimize financial performance.
Step 3: Interpreting Results
Interpreting cashflow data informs lending decisions, assessing financial health, identifying risks, and ensuring repayment capability.
Uncover the True Picture
Our AI enables credit officers to refine the cashflow analysis and understand the financial health and the repayment capacity to help in the credit approval
Determine Loan Terms
Cashflow analysis guides Credit Team in setting loan amount, repayment schedule based on borrower's' financial capabilities and patterns
Ensure Compliance
Our AI creates detailed notes for compliance, fostering explanation-based lending, promoting transparency, compliance, and informed decisions.
Features Designed to Give You the AI EDGE
List of Features
Discover Quality of Revenue
Uncover true business potential by studying counterparties.
Top Counterparties
Automate Personal Discussions
Assist your credit team to get deep into the lives of borrowers.
AI Driven PD
Study Industry & Market Trends
Benchmark each loan case against the right industry data.
Industry Benchmarks
Automate Rules and Deviations
Get the AI to run your busines rule engine, and generate deviations.
Credit Automation
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We offer a variety of interesting features that you can help increase your productivity at work and manage your project essay
Frequently asked questions
How will AbleCredit increase a Lender's market share?
AbleCredit is designed to deliver human-expert like reports, using multiple data sources, within minutes. You can underwrite a lot more loans, and have the credit team focus on customers a lot more.
Can you explain the pricing model?
Able is priced on a per loan case basis. As an enterprise focused product, we have a very flexible pricing. The exact price depends on the number of data sources and the volume of loan applications getting processed per year.
Is AbleCredit deployed in any of the large banks or NBFCs?
AbleCredit is in a pilot stage with 10+ large scale NBFCs and banks. Given the complexity of our space, the AI is getting better everyday at analysing like humans, and in some cases, even better.
