March 28, 2024
How AI is Dramatically Changing Credit Decisioning
Artificial Intelligence (AI) is revolutionizing credit decisioning, reshaping how lenders assess creditworthiness.
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Analysis of the Quality of Revenue by an AI
Discover revenue quality by analyzing customer relationships and dependency.
How does it work?
Step 1: Processing of Counterparty History
AbleAI collects customer data, transaction histories, profiles, and sales data to identify relationship vintage and quantify revenue.
Step 2: Analysis and Assessment
AbleAI analyzes data to assess revenue quality, gauging customer loyalty, reliability, and over-reliance on specific clients
Step 3: Insights and Recommendations
Risk Assessment
Assessing revenue quality helps lenders gauge borrower's income stability, repayment ability, reducing default risk.
Customized Loan Terms
Analyzing revenue quality helps lenders tailor loan terms, offer competitive rates, and schedules aligning with revenue patterns, improving repayment odds.
Optimizing Portfolio Management
Understanding revenue quality helps lenders optimize portfolio, diversify loans, reduce risk, ensure stable revenue mix, enhancing performance.
Features Designed to Give You the AI EDGE
List of Features
Discover Quality of Revenue
Uncover true business potential by studying counterparties.
Top Counterparties
Automate Personal Discussions
Assist your credit team to get deep into the lives of borrowers.
AI Driven PD
Study Industry & Market Trends
Benchmark each loan case against the right industry data.
Industry Benchmarks
Automate Rules and Deviations
Get the AI to run your busines rule engine, and generate deviations.
Credit Automation
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We offer a variety of interesting features that you can help increase your productivity at work and manage your project essay
Frequently asked questions
How will AbleCredit increase a Lender's market share?
AbleCredit is designed to deliver human-expert like reports, using multiple data sources, within minutes. You can underwrite a lot more loans, and have the credit team focus on customers a lot more.
Can you explain the pricing model?
Able is priced on a per loan case basis. As an enterprise focused product, we have a very flexible pricing. The exact price depends on the number of data sources and the volume of loan applications getting processed per year.
Is AbleCredit deployed in any of the large banks or NBFCs?
AbleCredit is in a pilot stage with 10+ large scale NBFCs and banks. Given the complexity of our space, the AI is getting better everyday at analysing like humans, and in some cases, even better.
