Cashflow lending gets a makeover with AI. By analyzing mountains of data, predict a borrower's ability to repay based on cash flow, not just credit score. This translates to approving more qualified borrowers, reducing defaults, and boosting profits.
We offer a variety of interesting features that you can help increase your productivity at work and manage your project easily
Set up your own Data Storage policy and auto-delete everything
Credit Team can override AbleAI's decisions whenever needed.
Able can be set up on your network or within your premise
Never miss a great case due to human biases, or lack of context based cashflow analysis.
Quickly analyze a borrower's bank statements, tax returns, or invoices to assess their cash flow stability and predict future income
Consider alternative data points that indicate a borrower's ability to repay, like business performance in cashflow-based lending.
Many great and worthy borrowers may not have rich credit history. Use Cashflow based lending to get off the crutches of Credit Score.
Cross current cashflow with industry benchmarks to gauge true health and future income.
Cashflow data can be very rich in assessing the true potential of a loan case.
Earn happy and highly sticky customers by approving loans faster, and generating just the right loan terms
Automate about 90% of the loan sanction process, and approve in minutes.
Offer terms according to specific customers' financials. Reduce defaults and increase customer satisfaction.
Uncover true business potential by studying counterparties.
Assist your credit team to get deep into the lives of borrowers.
Benchmark each loan case against the right industry data.
Get the AI to run your busines rule engine, and generate deviations.
Get AI to conduct deep analysis on each loan case - to the extent which is impossible for humans due to the time constraints.
Get AI to study the loan application, generate deep insights, and create a strong case before passing the lead onto the Credit Team.
Optimise funds, assess markets and achieve the right balance between high return loans and low risk loans.
