March 28, 2024
How AI is Dramatically Changing Credit Decisioning
Artificial Intelligence (AI) is revolutionizing credit decisioning, reshaping how lenders assess creditworthiness.
Best Webflow Template
Industry and Market Analysis using vast data sets and AI
AbleAI Analyse Each Loan Case with Industry Financial Benchmarks
How does it work?
Step 1: Data Collection
AbleAI's system collects vast amounts of industry data from various sources worldwide, including financial reports, market trends, and economic indicators.
Step 2: Benchmarking
The AI analyzes this data to identify patterns, trends, and key performance indicators to generate benchmarks for various financial metrics in each industry.
Step 3: Loan Case Evaluation
Finally, When presented with a loan case, the AI compares the borrower’s data against industry benchmarks to provide a more accurate assessment of the applicant's financial standing.
Risk Mitigation
Assess the risk with each application in perspective to the industry. Always get a true picture of a borrower.
Granular Analysis
Discern subtle indicators of distress, or promise for a given loan application. Identify nuances of risk levels and take tailored lending decisions.
Well Rounded Portfolio
Easily distribute your loan book across multiple types of risk and reward ranges for each loan product.
Features Designed to Give You the AI EDGE
List of Features
Discover Quality of Revenue
Uncover true business potential by studying counterparties.
Top Counterparties
Automate Personal Discussions
Assist your credit team to get deep into the lives of borrowers.
AI Driven PD
Study Industry & Market Trends
Benchmark each loan case against the right industry data.
Industry Benchmarks
Automate Rules and Deviations
Get the AI to run your busines rule engine, and generate deviations.
Credit Automation
Latest From Blog
We offer a variety of interesting features that you can help increase your productivity at work and manage your project essay
Frequently asked questions
How will AbleCredit increase a Lender's market share?
AbleCredit is designed to deliver human-expert like reports, using multiple data sources, within minutes. You can underwrite a lot more loans, and have the credit team focus on customers a lot more.
Can you explain the pricing model?
Able is priced on a per loan case basis. As an enterprise focused product, we have a very flexible pricing. The exact price depends on the number of data sources and the volume of loan applications getting processed per year.
Is AbleCredit deployed in any of the large banks or NBFCs?
AbleCredit is in a pilot stage with 10+ large scale NBFCs and banks. Given the complexity of our space, the AI is getting better everyday at analysing like humans, and in some cases, even better.
